Bridge Loans

Move Fast With Bridge Financing

Short-term capital to bridge the gap between opportunity and long-term financing. Close competitive deals in days, not weeks — without waiting on traditional lenders.

Bridge Loan Property
Up to 85%
Max LTV
of purchase price
6–24 Mo
Loan Term
short-term bridge
$150K–$10M
Loan Amounts
per deal
5–10 Days
Close In
avg. closing time

When Investors Use Bridge Loans

Bridge loans are the most versatile tool in a real estate investor's toolkit. Here's when they matter most.

Time-Sensitive Acquisitions

Beat all-cash buyers with near-cash speed. Win competitive bids by closing in days with a funded term sheet in hand.

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Stabilization Before Refi

Acquire a distressed or partially vacant property, stabilize it, then refinance into long-term DSCR or agency debt once it's performing.

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Light to Heavy Value-Add

Properties that need work but don't qualify for traditional financing. Our bridge program handles value-add plays of all sizes.

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1031 Exchange Bridge

Tight 45-day identification windows in a 1031? Use a bridge loan to secure the replacement property while your sale closes.

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Portfolio Acquisitions

Buying multiple properties at once or from an estate sale? Bridge financing can close the entire package simultaneously.

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Commercial Transitional Assets

Office conversions, retail repositioning, mixed-use development — bridge loans fund transitional assets that banks won't touch.

Program Details

Loan Amount$150,000 – $10,000,000
Max LTVUp to 85% of Purchase Price
Max ARLTVUp to 70% of Stabilized Value
Term6 – 24 months
Rate TypeInterest-Only
Closing Time5 – 10 business days
Extension OptionsAvailable (6-month increments)
PrepaymentNo prepayment penalty after 3 months
Property TypesResidential, Multifamily, Mixed-Use, Light Commercial
Geographic Focus48 states (excluding ND, SD)
Exit StrategySale, Refinance, or Payoff required

Who This Is For

Value-Add Investors

Acquire underperforming assets, execute your business plan, then refinance or sell at full value. Bridge financing funds the whole play.

Commercial Developers

Need capital fast for a time-sensitive commercial opportunity? Our bridge program moves at the speed of your deal.

Experienced Flippers Scaling Up

Larger deals, bigger margins. Use bridge loans for high-value flips that exceed typical fix-and-flip program limits.

1031 Exchange Buyers

Don't let exchange deadlines kill your deal. Bridge financing ensures you can identify and close replacement property on time.

What You'll Need

  • Property purchase contract or LOI
  • Clear exit strategy (sale, refi, or payoff)
  • Property executive summary or deal overview
  • Entity documents (LLC preferred)
  • Photo ID
  • 600+ credit score (flexible based on deal strength)
  • Scope of work if value-add involved

Why Speed Wins in Real Estate

The best deals don't wait. Every day a deal sits without a committed lender is a day a competitor can swoop in. Our bridge program is designed for investors who understand that speed is leverage.

01
Submit Deal
Submit online in under 5 minutes
02
Term Sheet
Receive terms within 24 hours
03
Close
Fund in as few as 5 business days
Submit Your Bridge Deal →