Business Financing Designed to Help You Grow
Whether you're managing cash flow, expanding operations, or investing in equipment — LoanExis connects your business with the right capital, structured to fit how you actually operate.
Six Programs. One Dedicated Team.
Every program is built for a specific business need. Our advisors match you with the right structure — not just whatever's easiest to approve.
Fast Funding💼Keep Your Business Moving
Working Capital Loans
When cash flow gaps threaten daily operations, our working capital loans provide fast, flexible funding to bridge the difference. Whether you're managing payroll, restocking inventory, or covering seasonal shortfalls, we structure terms around your revenue cycle — not a bank's calendar.
Approval in as little as 24 hours. Minimal documentation. No collateral required for most transactions.
Most Flexible🔄Draw What You Need, When You Need It
Business Lines of Credit
A revolving line of credit gives your business on-demand access to capital without reapplying every time. Draw funds for opportunities, cover unexpected costs, or smooth out receivables — and only pay interest on what you actually use. It's the financial safety net every growing business needs.
Revolving structure means funds replenish as you repay. Perfect for businesses with variable capital needs.
Best Rates🏛️Government-Backed, Long-Term Capital
SBA Loans
SBA loans offer the most competitive rates in business financing — but the application process can be complex. Our team specializes in navigating SBA 7(a) and 504 programs, packaging your application for approval and managing the process from submission to funding so you can focus on running your business.
Ideal for acquisitions, real estate purchases, or large capital investments. Longest terms, lowest rates.
Asset-Backed⚙️Own the Tools That Drive Your Revenue
Equipment Financing
Stop leasing what you should own. Equipment financing lets you acquire machinery, vehicles, technology, or specialized tools while preserving your working capital. The equipment itself serves as collateral, which means faster approvals and better terms — even for newer businesses building their credit profile.
Finance up to 100% of equipment cost. Potential tax advantages under Section 179 depreciation rules.
Growth Capital📈Structured Capital for Planned Growth
Business Term Loans
When you have a specific growth initiative — a new location, a marketing push, a key hire — a business term loan delivers a lump sum with predictable monthly payments. Our underwriters look at the full picture of your business health, not just a credit score, to build loan structures that align with your expansion timeline.
Fixed or variable rate options. Prepayment flexibility available. Suited for established businesses with 1+ year in operation.
Flexible Repayment📈Flexible Capital That Moves With Your Business
Revenue-Based Financing
Revenue-Based Financing (RBF) offers growth capital repaid as a fixed percentage of your monthly revenue. Unlike traditional loans, your payment rises and falls with your income — making it ideal for seasonal businesses, SaaS companies, and service businesses with predictable recurring revenue streams.
Payments automatically adjust each month based on actual revenue. No fixed due dates. No collateral required.
Revenue-Based⚡Revenue-Based Funding, No Fixed Payments
Merchant Cash Advance
An MCA isn't a loan — it's an advance against your future receivables. Repayment scales with your daily revenue, meaning you pay more when business is strong and less when it's slow. For businesses with consistent card sales or invoicing, an MCA can be the fastest path to capital with the least friction.
No fixed monthly payments. Approval based on revenue history, not credit score. Funded in 24–72 hours.
Your Industry. Our Expertise.
We work across dozens of industries — each with its own cash flow patterns, seasonality, and capital needs.
Basic Requirements to Get Started
We believe in transparency. Here's what most of our programs require at minimum — and we work with businesses that don't fit every box on the list. If you're unsure, just apply and let our team evaluate your specific situation.
Time in Business
6+ months operating history
Monthly Revenue
$10,000+ in monthly revenue
Credit Score
550+ (varies by program)
Business Type
Most U.S. business types accepted
Don't meet every requirement? Our team has helped businesses in early stages and credit rebuilding. Apply anyway — we review each application individually.
From Application to Funded in Days
We cut the red tape so you can focus on running your business. Here's how the process works.
Apply in Minutes
Complete our short application — no lengthy paperwork, no bank appointments. Just the basics: business info, monthly revenue, and funding goal.
Get Matched & Reviewed
Our business financing team reviews your profile and matches you with the right program. You'll get a preliminary decision within hours, not weeks.
Funded & Ready to Grow
Once approved, funds are deposited directly to your business account. Most clients are funded within 1–5 business days of final approval.
Ready to Apply? Let's Talk Numbers.
No commitment. No hard credit pull. Just a conversation about what your business needs and how we can help.
Your Business Shouldn't Wait for Capital
Talk to a business financing specialist today. No paperwork, no pressure — just clarity on what's possible for your business.