The Right Loan for Every Deal
From fix & flip to ground-up construction, DSCR rentals to business financing — LoanExis offers a complete suite of asset-based lending products with no personal income requirements.
Fix & Flip Loans
ARV-based financing for acquisitions and renovations
Close in as little as 7 days with up to 90% LTV and 100% of rehab costs covered. Designed for speed-to-close in competitive markets.
DSCR Rental Loans
Long-term financing qualified on rental income — not yours
Qualify based on the property's Debt Service Coverage Ratio (DSCR), not your personal W-2 or tax returns. Perfect for investors building a rental portfolio at scale.
Bridge Loans
Short-term capital for time-sensitive opportunities
Bridge the gap between acquisition and permanent financing. Close in 5–10 days when every hour counts and other lenders are still reviewing files.
Ground-Up Construction Loans
Financing for builders and developers from lot to certificate of occupancy
Fund new construction projects from the ground up. Draw-based funding tied to construction milestones, up to 85% of total project costs. Suitable for spec homes, infill builds, and small subdivisions.
Cash-Out Refinance
Tap into your equity to fund your next deal
Refinance an existing investment property and pull out cash to reinvest. No personal income verification — qualify based on property value and rental income. Use proceeds for your next acquisition, renovation, or portfolio expansion.
Fix & Rent (BRRRR)
Buy, Rehab, Rent, Refinance, Repeat — all with one lender
Execute the BRRRR strategy seamlessly. Start with a short-term fix & flip bridge loan, then roll into a 30-year DSCR rental loan after stabilization — all under one roof with LoanExis, with no seasoning requirement.
Commercial Real Estate
Multifamily, mixed-use, retail, industrial & more
Asset-based commercial financing from $500K to $25M+. Multifamily, mixed-use, retail, industrial, and hospitality — underwritten on NOI, not personal income.
Revenue-Based Financing
Flexible repayment tied to your monthly revenue
Repay as a percentage of monthly revenue — payments automatically adjust when your income fluctuates. Ideal for businesses with strong sales but irregular cash flow.
- $25K – $500K funding
- Factor rates from 1.15x
- Repay 8–15% of monthly revenue
- Flexible repayment schedule
- Approval in 24–48 hours
- 6–18 month terms
Business Term Loans
Fixed monthly payments for predictable growth capital
Traditional business term loans with fixed rates and consistent payment schedules. Best for established businesses investing in equipment, expansion, or operations.
- $50K – $2M funding
- Rates from 7.9% APR
- 1–5 year terms
- Fixed monthly payments
- 2+ years in business
- $150K+ annual revenue
Merchant Cash Advance
Advance on future credit card sales — fast, flexible capital
An advance against your future receivables, repaid via a small percentage of daily card sales. No fixed payment dates — your repayment naturally matches your revenue.
- $10K – $250K funding
- Approval in 24 hours
- No fixed payment schedule
- 4+ months in business
- $10K+/mo in card sales
- No hard credit pull
Quick Program Comparison
Find the right fit at a glance.
| Program | Max LTV | Loan Range | Term | Close Time | Income Docs |
|---|---|---|---|---|---|
| Fix & Flip | 90% | $100K–$5M | 12–18 mo | 7–14 days | None |
| DSCR Rental | 80% | $75K–$5M | 30 years | 14–21 days | None |
| Bridge | 85% | $150K–$10M | 6–24 mo | 5–10 days | None |
| Construction | 85% | $200K–$10M | 12–24 mo | 14–21 days | None |
| Cash-Out Refi | 75% | $150K–$5M | 30 years | 14–21 days | None |
| BRRRR | 90% | $100K–$5M | Bridge+30yr | 7–14 days | None |
| Commercial | 75% | $500K–$25M+ | 3–30 years | 21–45 days | NOI Only |
Not Sure Which Program Fits?
Use our Deal Analyzer to get an instant program recommendation based on your deal details — or submit your deal and our team will match you to the right product within 24 hours.