BRRRR strategy rental property
BRRRR Strategy

Buy ยท Rehab ยท Rent ยท Refinance ยท Repeat

Execute the most powerful wealth-building strategy in real estate with a single lender. LoanExis handles the entire BRRRR cycle โ€” from the acquisition bridge loan all the way to the 30-year DSCR refinance.

90%
LTV on Acquisition
80%
LTV on Refinance
0
Seasoning Required
1
Lender โ€” Full Cycle

How the BRRRR Cycle Works with LoanExis

Each phase of the BRRRR strategy maps directly to a LoanExis loan product โ€” no switching lenders, no re-qualifying, no delays.

B
Buy
Fix & Flip / Bridge Loan

Acquire an undervalued property using our short-term bridge or fix & flip loan. Close in 7โ€“14 days. Up to 90% of purchase price covered.

Up to 90% LTV
Close in 7โ€“14 days
$100K โ€“ $5M
Asset-based โ€” no income docs
R
Rehab
100% Rehab Financing

Cover 100% of your renovation costs within the same bridge/fix & flip loan. Draw-based rehab budget released as work is completed.

100% of rehab financed
Draw-based release
Inspector verification
Fast draw processing
R
Rent
Stabilization Period

Once the property is renovated, lease it up to qualify for the DSCR refinance. Rents determine how much you can pull out.

Lease to a qualified tenant
Target DSCR โ‰ฅ 1.0x
Market rent analysis provided
No seasoning period needed
R
Refinance
DSCR Rental Loan (30-Year)

Refinance the bridge loan into a 30-year DSCR rental loan. Pull out your equity as cash โ€” no W-2s, no tax returns, no personal income check.

Up to 75โ€“80% LTV cash-out
30-year fixed or I/O
DSCR qualification only
No seasoning required
R
Repeat
Portfolio Scaling

Use the cash-out proceeds as the down payment on your next deal โ€” and do it all over again. LoanExis supports unlimited repeats with portfolio lending options.

Portfolio loans available
Blanket loan options
Repeat borrower discounts
Dedicated account manager

Why Use One Lender for the Full Cycle?

โšก

Speed

No re-underwriting between phases. Your file is already known โ€” we move faster on the refi.

๐Ÿ’ฐ

Better Terms

Repeat borrower pricing on the DSCR refi. Relationship rates that beat one-off lenders.

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Single Point of Contact

One loan officer, one team, one set of wire instructions. No confusion, no dropped balls.

Ready to Execute Your First BRRRR?

Submit your deal details and we'll walk you through both the acquisition loan and the DSCR refi strategy in one conversation.