Unlock Your Equity and Reinvest
Refinance an existing investment property and pull out cash to fund your next deal — with no personal income verification and no W-2 requirements.
Program Overview
Our Cash-Out Refinance program lets real estate investors tap into the equity they've built in their investment properties and redeploy that capital into new acquisitions, renovations, or other investments. Qualification is based on the property's debt service coverage ratio (DSCR) — not your personal tax returns or W-2s.
💡 How to Use Your Cash-Out Proceeds
- Down payment on next rental property
- Fund a fix & flip acquisition + rehab
- Pay off higher-rate debt or bridge loans
- Reinvest in portfolio improvements
- Grow your business or reserve capital
- Execute the BRRRR strategy (refinance phase)
📋 Qualification Checklist
- Investment property (not primary residence)
- Property must be rented or rent-ready
- DSCR ≥ 1.0x based on market or actual rent
- 640+ credit score (680+ for best pricing)
- Entity borrower (LLC / Corp) preferred
- Clear title — no unresolved liens
- Appraisal required (ordered by LoanExis)
🔄 Part of the BRRRR Strategy?
If you used a fix & flip or bridge loan to buy and rehab, our cash-out refi is the perfect exit — roll into a 30-year DSCR loan, pull your equity back out, and repeat.
Learn about BRRRR Loans →Example Scenario
A real-world cash-out refinance illustration.
* Example for illustration purposes only. Actual rates, LTV, and terms vary based on property, credit, and market conditions.
Ready to Unlock Your Equity?
Submit your property details and our team will provide a rate quote and term sheet within 24 hours — no obligation, no hard credit pull.