Scale Into Commercial Real Estate
Flexible financing for multifamily, mixed-use, retail, office, and industrial properties. Asset-based underwriting with no personal income requirements — just the deal.
Commercial Property Types We Finance
From 5-unit multifamily to large industrial portfolios — if it generates income, we have a program for it.
Multifamily (5+ Units)
Apartment complexes from 5 to 500+ units. Value-add, stabilized, and transitional assets all considered.
Mixed-Use
Retail ground floor with residential above. Mixed-use properties in urban and suburban markets.
Retail & Strip Centers
Single-tenant and multi-tenant retail. Anchored and unanchored strip malls, net lease properties.
Industrial & Warehouse
Light industrial, flex space, distribution centers, and self-storage facilities.
Hospitality
Limited-service hotels, extended-stay, and boutique properties. Flag and non-flag considered.
Office & Medical
Professional office buildings, medical office, and flex-office properties in major metro markets.
Commercial Loan Program Details
Who This Is For
Multifamily Investors
Scale your apartment portfolio with asset-based financing. No W-2s, no personal income caps — just NOI and property performance.
Commercial Developers
Ground-up and value-add development financing for experienced sponsors with strong deal fundamentals and clear exit strategies.
Portfolio Owners Refinancing
Cash-out existing equity from stabilized commercial assets. Leverage built-up value to acquire more properties without selling.
Business Owners Buying Premises
Own the building your business operates from. SBA and non-SBA options for owner-occupied commercial real estate.
What You'll Need
- Executive summary or investment memo
- Rent roll (current and proforma)
- Last 2 years operating statements (T-12)
- Purchase contract or current deed
- Entity documents & organizational chart
- Sponsor bio / track record
- Photo ID for all principals
- Environmental report (Phase I) if available
Asset-Based Underwriting — Not Personal Income
Commercial loans at LoanExis are underwritten based on the property's Net Operating Income (NOI) and DSCR — not your personal tax returns or W-2s.
NOI Drives Loan Sizing
Your maximum loan amount is determined by the property's annual income minus operating expenses. Strong NOI = larger loan. It's that simple.
Non-Recourse Available
For stabilized assets with strong NOI, non-recourse financing is available — meaning your personal assets are protected if the deal underperforms.
Proforma Consideration
We're not limited to current rents. For value-add deals, we underwrite to stabilized proforma NOI so you can finance the upside, not just today's numbers.
Ready to Finance Your Commercial Deal?
Submit your deal executive summary and we'll respond with indicative terms within 24 hours.